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After a year of practice restrictions, heightened hygiene concerns and difficult decisions, joining the APA is the easiest decision you’ll make all year.

In acknowledgment of the financial setbacks many of our members and the profession faced last year, our 2021 membership fees have not increased. The APA has absorbed the significant additional costs associated with insurance coverage to provide even greater value to you. Now, what could be easier than that?

Join the APA today to access the many benefits of membership, including the peace of mind of excellent insurance cover.

Please take a minute to review the 2021 membership categories and pick the one that best reflects your work circumstances and insurance requirements.

2020 APA member?

The 2020 APA membership and insurance expired on 31 December 2020. If you have not renewed your 2021 membership, you are no longer covered by the insurance provided as part of your lapsed 2020 membership. Re - joining the APA is easy. Follow the simple steps and don’t forget to update your details.

Please remember to:

  • Update your details by logging into your dashboard
  • Review and update your communication preferences
  • Review and update your Find a Physio listing - we now have new NDIS and telehealth options – to make sure you can be found
  • Check out our 20 National Group options that you can add to your membership for additional information and support from like-minded peers
  • Subscribe to our InTouch and Sports Magazines


The APA have continued their partnership with BMS Risk Solutions Pty Ltd. to bring you a new, enhanced member insurance program for 2021.

We’ve made some changes to our insurance program. Please read the following to make sure you’re aware of the cover on offer.

What does the 2021 APA member insurance program cover?

At the very minimum, you can rest assured that the APA member insurance program meets the professional indemnity insurance standards for registration with AHPRA and the Physiotherapy Board of Australia. The insurance program includes:

  • $20,000,000 limit of indemnity per claim for Professional Indemnity, Public and Products Liability
  • $2,000,000 additional cover to support inquiries and investigations relating to allegations of abuse
  • $50,000 Cyber Liability coverage for both your own costs as well as third party losses
  • Unlimited run-off cover when you have a leave of absence or retire
  • Cover for Telehealth (if within your scope of practice)
  • a policy that is underwritten by Lloyds of London and is fully AHPRA-compliant

How is this different to what has been covered in the past?

There has been a change to the APA member’s insurance program effective from 31st December 2020 relating to Physiotherapists treating Performance Animals.

Performance Animal

$1,000,000 each claim and $1,000,000 in the aggregate inclusive of costs and expenses.

Animals are defined within the Policy Wording as domestic cats and dogs (pets), working dogs, and horses except performance animals. Performance animal is defined within the Policy Wording as horses that compete in thoroughbred or standardbred racing, eventing, dressage and show jumping.

It is a condition of the coverage that there is a Veterinary referral for racehorse work or under the supervision of a Vet. Should coverage in excess of the above sub-limits be required we ask that members contact BMS, and the request shall be referred to insurers.

Members in private practice

We have reintroduced membership categories for private practitioners that do not include the APA’s member insurance cover. Whilst we rate our insurance program as high in quality and great in value for members, what we have heard from private practitioners is that you would prefer the flexibility to explore your alternatives. . Check out our insurance information above for details on what’s included in the APA’s member insurance program for 2021.


We have removed employment sector from our graduate member categories as we recognise your need to explore your career options in your early career. We aim to both acknowledge and encourage this exploration by simplifying our graduate membership categories. We’ve also made some adjustments to the fees for greater affordability through your early graduate career.


In acknowledgement of the financial setbacks many of our members and the profession faced last year, our 2021 membership fees have not increased. The APA has absorbed the significant additional costs associated with insurance coverage, guaranteeing your membership fees provide even greater value to you.

Payment options

Multiple options to suit your needs. Pay for your APA membership upfront or have the convenience of instalments and pay your premiums monthly, as you go.

Member benefits

Don’t forget to explore and make use of the many benefits your APA membership offers.


With you all the way

We’ve given it our all on your behalf. Our biggest win was ensuring physio was recognised as essential healthcare when the nation went into Stage 3 lockdown earlier in the year. Some other highlights of our strong member value and advocacy include:


We got telehealth funding over the line when the country shut down in April and were instrumental in ensuring its continuation into 2021. Our government and PHI advocacy will continue with the strong results from our PRF funded telehealth research study.


We secured PPE access for physios via a strong advocacy and distribution strategy agreed to by the Minister. We continue to work with PHNs to maintain access.

Consumer Awareness

Our social campaigns promoting telehealth and essential reasons for face-to-face treatment reminded Australians that physio was open for business during lockdown.

Compensable Schemes

Improved funding schedules across NSW, SA and Qld compensable bodies have strengthened physio’s role in supporting health outcomes for injured workers and those recovering from road accidents.

Aged Care

Our submission and invitation to give evidence at the COVID-19 Royal Commission highlighted the importance of funding physio and resulted in acceptance of recommendations to create new MBS items for allied health.

Primary Care

We continue to advocate for understanding of the value of physio in primary healthcare settings with our position on the Primary Health Reform and National Preventive Health Strategy steering committees.

Regular COVID Updates

Launched at the beginning of April, these communications provide regular clarification of government measures impacting members and our intense advocacy efforts on behalf of the profession and your patients.

PD and Education

We transitioned our PD offerings to online access almost overnight, created over 200 new online courses and introduced new Live Lecture webinars from leading educators. In conjunction with NSW Health we created a world-first online COVID-19 training course for physios treating ICU patients.

But we’re not done yet. We need you with us all the way in 2021 to continue this vital work for our profession.

Thank you...

For your commitment to the health of all Australians and for your ongoing support of the APA and the profession.

Click here to see our 2020 Milestone Members.

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